No, but the benefit of participating in the plan is that it can move with you if you change positions within the Covenant. This portability is good if you have or end up with what other policies would consider pre-existing conditions. The Covenant cares for its pastors through its own health insurance plan that provides care for all physical conditions. Some members who have experienced major hospitalization are grateful for the care and coverage they received.

--- (Edited on 8/12/2008 12:57 pm [GMT-0500] by daniellen) ---